Many expectant parents don't realize until it's too late that maternity insurance comes with a waiting period of at least 10-12 months. During the waiting period, you won't be eligible for any maternity coverage, which means you'll need to pay for all pregnancy-related costs yourself. Once the waiting period has passed, all future maternity-related costs can be claimed back. To avoid paying sky high maternity treatment fees out-of-pocket, it is therefore essential to obtain coverage before you get pregnant. Prime Care offers an extensive range of maternity insurance options that can be tailored to protect expectant parents from costs related to:

• Prenatal check-ups, scans, and tests
• Medically prescribed C-sections
• Normal delivery
• Delivery with complications
• Pregnancy and delivery following fertility treatment
• Hospital or home delivery
• Doctor consultations
• Newborn care
• Congenital birth defects
• Maternity treatment outside of China
• Private hospital rooms