Local supplementary insurance is a form of employee benefits insurance. Standard local supplementary insurance includes accidental death and disability, term life insurance, public transportation accident insurance, critical illness insurance, supplementary medical care, maternity, hospitalization allowance, accident medical expenses, etc. The supplementary medical care is different from private health insurance in the sense that it has more limitations on the level of protection and use. These restrictions are reflected as follows:
In summary, supplementary medical insurance benefits are more suitable for non-foreign employees and their families, as well as non-core senior management and family members. Other non-medical insurance can be applied to all types of employees, but it is common practice in the market to separate the insured amount based on the position or to link the insured amount to the employee's income.
Prime Care can help your company analyze requirements, compare industry benchmarks, design customized solutions for this insurance service, and ensure sustainability in the long term.