Prime Care - Liability Guardian

Introduction

About Liability Guardian

When most people think about liability insurance, there's a good chance that they'll primarily be thinking about car insurance coverage. They may be surprised to find out, then, that individuals can also secure private liability insurance for themselves, their home, and their property. After all, just about anything we own can potentially cause harm to a third party. Protecting yourself with comprehensive liability insurance protection from Prime Care, therefore, becomes a wise choice.

Who Is It For?

Who is it for?

Private liability insurance is primarily going to be for homeowners, and others with substantial property that people could potentially interact with. Homeowners can secure liability insurance simply to protect themselves from anyone who may become injured on their property. For example, if you left a yard tool outside and a third party was walking through your yard and tripped on it, you could be held liable for any medical bills that they would have as a result. Liability insurance will ensure that you would not have to pay out of pocket to reimburse the third party.

People that employ domestic helpers can also gain a great deal of personal protection for incidents where your helper either has an accident or injury on the job, or is the cause of accident or injury to others.

Coverage Benefits

What does Liability Guardian cover?

Private liability insurance covers more than you might think, including:

Injuries that occur on your property
Negligence
Accidents or injuries to a third party you cause directly (outside of your vehicle)
Accidents or injuries to a third party caused by your family members
Sports injuries you may cause to a third party
Legal liability you may have as it relates to tenants if you are a landlord
Injury or property damage to your domestic helper
Injury or property damage to a third party caused by your domestic helper
Coverage for any loss incurred by you as the result of illegal activity carried out by your domestic helper
Damage or injury to third parties caused by a family pet.

If any of the above applies to you, it may be a good idea to talk to one of Prime Care's helpful advisors about obtaining liability insurance.